The Work Injuries Benefits Act No. 13 of 2007, requires that all employers must provide compensation to employees for work related injuries or diseases contracted as a result of work.
Work Injuries Benefits Act No. 13 of 2007
The Work Injuries Benefits Act No. 13 of 2007, requires that all employers must provide compensation to employees for work related injuries or diseases contracted as a result of work.
WIBA insurance policy responds to the requirements of the above Act. It covers employees whilst on duty against accidental bodily injury, disablement or death. Compensation is payable in accordance with the provisions of the WIBA Act 2007. The maximum benefit is set at 96 months’ salary. The insurance also covers funeral expenses, medical expenses and artificial appliances or prosthetics.
WIBA policy does not cover:
- the armed forces,
- minors,
- business owners and
- employees deployed outside Kenya.
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What are the key exclusions under WIBA?
- Any injury by accident or disease sustained outside Kenya
- Any liability arising out of any court proceedings
- Any liability arising out of pre-existing medical conditions unless previously declared.
- Any Injury by accident /or disease attributable to war or war like activities
- Any Injury by accident/ or disease outside the course of duty
- Injury caused by deliberate and wilful misconduct
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