Professional Indemnity Insurance (PI)

This insurance policy covers liability to a third party arising from the performance of, or failure to perform services by a professional. Insurance is provided in accordance with the limits, conditions and activities defined in the policy.

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What does the PI insurance cover?

  • Negligent acts, errors or omission
  • Misleading statements
  • Unintentional breach of confidentiality
  • Libel or slander ( defamation)
  • Dishonest, fraudulent or malicious acts, omissions by any former or
  • present employee

What liabilities are not covered under this insurance?

  • Performance guarantees
  • Intentional acts by the professional
  • Patents/trade secrets
  • Prior claims/circumstances Policy excess
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