Personal Accident

The cover provides a financial back up in the event of injuries or death resulting from an accident. For employers who take the cover on behalf of their employees, the claim is paid to the employer for onward transmission to the employee or their appointed beneficiaries.

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Benefits of Cover

What are the benefits under this cover?

  • Accidental Death – Pays the fixed amount or multiple of salary for loss of life due to an accident
  • Permanent Disablement – Pays a certain percentage of the fixed amount or multiple of salary in the event of permanent disablement caused by an accident
  • Weekly payment – Pays a weekly income for temporary disablement resulting from accidental injury
  • Medical Expenses – Reimburses you for medical expenses that arise from an accident including dental and optical expenses.
  • Emergency Evacuation – Covers emergency medical evacuation expenses.
  • Pay for the cost of artificial appliances that arise from an accident such as crutches, hearing aid and prosthetics
  • Repatriation Expenses – pays for the return of the deceased to place of residence.
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