Life insurance policies can either be for protection against the insured event or can be an investment where the aim is to save and grow your money.

Life insurance protects the financial interest of your family in the event of critical illness, disability or Sudden death. It can be a long-term investment that can help you meet your goals such as children’s education, building your dream home, a relaxed retirement life or any other life goal.

Before buying a life insurance policy it is important to evaluate your needs and goals as well as those of your family. Once you have your needs and goals, we shall be able to help you select the type of cover that suits you.

This is a life insurance cover that any group can undertake. It is a key benefit that employers offer employees. The policy document is in the name of the employer who usually pays the premium. As with other types of group benefits, group life insurance is generally cheaper compared to individual policies.

SACCOs, Chamas and investments groups also take group life insurance and members pay the premium.

Group life insurance mainly covers death from any cause (natural, illness or accident). Other optional benefits include permanent total disability cover, last expense cover and a critical illness cover.